Faith

Trials ng Buhay…

  "My brethren, count it all joy when you fall into various trials, 3 knowing that the testing of your faith produces [a]patience. 4 But let patience have its perfect work, that you may be [b]perfect and complete, lacking nothing. 5 If any of you lacks wisdom, let him ask of God, who gives to all liberally and without reproach, and it will be given to him. 6 But let him… Continue reading Trials ng Buhay…

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Finances

Tips Pa’no Makabayad ng Utang (Based on Personal Experience)

Aug. 9, 2018 Bago ako umalis ng Pinas, ang dami kong utang, mostly credit card debts. Sobra ko kasing naenjoy mag swipe without balancing out my cash flow. Mas marami na pala akong nagagastos, kesa naipapasok sa bank account ko. Di talaga maganda yung kang maraming credit cards.   Apat and cards ko non, HSBC,… Continue reading Tips Pa’no Makabayad ng Utang (Based on Personal Experience)